Business Banker-Port Elizabeth

Location: Port Elizabeth, Eastern Cape, ZA

Company: Capitec Bank Ltd

Purpose Statement

  • To provide a business centre-based Business Banking sales and service function that will retain and grow a portfolio of business clients by identifying and implementing value adding and specialised business banking financial products solutions from a range of standard and/or customized offerings.



  • Banking experience of at least 3 years
  • Experience of managing a portfolio of business customers with a service and financial analysis focus.
  • Experience in preparing and motivating Credit applications 
  • Cost control and sales management 


  • 1+ yr spent in the Business Banking environment preparing and motivating credit application

Qualifications (Minimum)

  • Diploma in Commerce or Finance

Qualifications (Ideal or Preferred)

  • FAIS accredited as Key Individual and approved by FSCA



  • Customer relationship management (CRM) principles and techniques
  • How to interpret financial statements, balance sheets and basic financial ratios
  • Standardized business banking transactional products and other core products relevant to small enterprises
  • Business banking product offerings
  • Understanding of collateral and balance sheets
  • Multiple legal entities (companies, close corporations, sole proprietorships, etc.) in the business banking market and the legislative restrictions & requirements governing these from a financial services perspective
  • Companies and Intellectual Properties Registration Act (CPIC) for correct documentation/mandate preparation purposes
  • Knowledge of competitors offerings
  • Regulations, Acts and Codes related to the banking environment.
  • Financial Advisory and Intermediary Services Act (FAIS), the Financial Intelligence Centre Act (FICA) 


  • Features, benefits and value propositions of the respective company product/service offerings. 
  • Current taxation laws as they apply to customers. 
  • A good knowledge of administration processes and procedures pertaining to Business Banking transactions


  • Interpersonal & Relationship management Skills
  • Analytical Skills
  • Negotiation skills
  • Problem solving skills
  • Computer Literacy (MS Word, MS Excel, MS Outlook)
  • Commercial Thinking Skills
  • Strategic Thinking Skills
  • Communications Skills
  • Influencing Skills
  • Attention to Detail
  • Decision making skills

Conditions of Employment

  • Clear criminal and credit record
  • Willingness to work flexible hours (including Saturdays and Public Holidays)


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